File a Claim or Leave of Absence

Welcome! This is a fast, secure way for you to initiate a benefits claim for yourself, a family member or – if you are an employer – a covered employee. Note that you will need some general information in order to begin this claim process.

You may also need to complete an additional Authorization to Obtain Information, which allows us to request your medical records if needed. If you would like your benefit payment deposited electronically into your bank account, we will also need you to complete an Authorization for Electronic Fund Transfer. After we receive your claim submission, a Reliance Standard Claims Examiner will reach out to you, typically within 48 hours, to:

  • Verify the reasons for your claim
  • Gather any additional information needed to make a decision
  • Discuss your plan/benefit coverages and discuss the next steps in the decision process

Annuities Claim

Use the form on the Annuities Claim page to request claim payment for an individual (natural person) beneficiary on a Reliance Standard deferred annuity contract. Each Beneficiary should complete a separate Claim Form. Please make a copy of the documents you send to Reliance Standard. We are unable to return documents.