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We make life easier for you and your families when you need it the most

Founded in 1907, we have helped individuals and families protect, prepare and grow for over a century. We offer benefit programs you will want to use – like wellness, dental and vision – as well as those you will be glad you had, like life, disability, critical illness and accident insurance. Supplemental health coverages like accident and hospital indemnity are convenient, affordable ways to stretch your family savings; while our portfolio of individual annuity products helps, you save for retirement with minimal risk and maximum peace of mind.

Our plans are designed to be flexible and easy to use, providing the greatest value and best experience when you need to use them. When you file a benefit claim – or an absence request – we will help you understand and access each benefit and program to which you are entitled under your employer’s policies and local laws. Whether online, on your mobile device, through your Human Resource’s portal or by telephone, you are never alone: Your benefits and absence information is available, along with experts to help guide you, 24/7/365.

What We Offer

Accident Insurance

When you are injured in an accident, your savings takes a hit right along with you.

Accidental Death and Dismemberment (AD&D) Insurance

This type of insurance is invaluable because it helps provide additional financial protection to both you and your family in the event of an accident that takes your life or causes you to lose a limb.

Critical Illness Insurance

Today more people survive devastating bouts with cancer, heart disease, stroke and more. But it comes with a price.

Dental and Vision

Good oral health is the foundation for good overall health – start with these flexible, family friendly plans

Disability Insurance

What happens when you are unable to work because of an illness or off-work injury? Everyone who needs a paycheck needs to think about protecting it.

Term Life Insurance

Life insurance can be an important step in safeguarding your family's overall financial plan.

Hospital Indemnity Insurance

So you are admitted into the hospital – it’s a good thing you have medical insurance, right? But how much is your out-of-pocket cost?

Limited Benefit Medical Insurance

Particularly if you are an hourly, seasonal or temporary worker, you may have affordable access to an employer sponsored plan that can meet your needs.

Value Added Services

In conjunction with your employer sponsored benefit coverages, you may have access to a variety of non-insurance, value-added services to help you with related challenges.

Americans with Disabilities Act (ADA)

The ADA is a federal civil rights law that prohibits discrimination against people with disabilities in everyday activities.

Family & Medical Leave Act (FMLA)

Since 1993, FMLA has changed the landscape for employers and employees.

State and paid family leaves

Paid family and medical leave can help workers meet their personal and family health care needs, while also fulfilling work responsibilities.

Annuities Overview

Our portfolio of fixed and indexed annuity products help you plan for retirement and all your family milestones.