We make life easier for you and your families when you need it the most

Founded in 1907, we have helped individuals and families protect, prepare and grow for over a century. We offer benefit programs you will want to use – like wellness, dental and vision – as well as those you will be glad you had, like life, disability, critical illness and accident insurance. Supplemental health coverages like accident and hospital indemnity are convenient, affordable ways to stretch your family savings; while our portfolio of individual annuity products helps, you save for retirement with minimal risk and maximum peace of mind.

Our plans are designed to be flexible and easy to use, providing the greatest value and best experience when you need to use them. When you file a benefit claim – or an absence request – we will help you understand and access each benefit and program to which you are entitled under your employer’s policies and local laws. Whether online, on your mobile device, through your Human Resource’s portal or by telephone, you are never alone: Your benefits and absence information is available, along with experts to help guide you, 24/7/365.

What We Offer

  • Accident Insurance

    When you are injured in an accident, your savings takes a hit right along with you.
  • Accidental Death and Dismemberment (AD&D) Insurance

    This type of insurance is invaluable because it helps provide additional financial protection to both you and your family in the event of an accident that takes your life or causes you to lose a limb.
  • Critical Illness Insurance

    Today more people survive devastating bouts with cancer, heart disease, stroke and more. But it comes with a price.
  • Dental and Vision

    Good oral health is the foundation for good overall health – start with these flexible, family friendly plans

  • Disability Insurance

    What happens when you are unable to work because of an illness or off-work injury? Everyone who needs a paycheck needs to think about protecting it.
  • Term Life Insurance

    Life insurance can be an important step in safeguarding your family's overall financial plan.
  • Hospital Indemnity Insurance

    So you are admitted into the hospital – it’s a good thing you have medical insurance, right? But how much is your out-of-pocket cost?
  • Limited Benefit Medical Insurance

    Particularly if you are an hourly, seasonal or temporary worker, you may have affordable access to an employer sponsored plan that can meet your needs.
  • Value Added Services

    In conjunction with your employer sponsored benefit coverages, you may have access to a variety of non-insurance, value-added services to help you with related challenges.

Self-Service Tools


Wherever, whenever

Start your disability, accident, hospital or wellness claim here with our intuitive, interactive forms.


Fast information

Check on the status of your disability and other claims, instantly.


A few clicks

Find out current annuity value, funds transfer status, 1099 information and more.


Access member services, find a provider, download a form, and verify your coverage.


Common forms here

Update your beneficiaries, find a claim form or find other forms, by state.


Check status

Click here to check the status of a current EOI application.


Best in class

Click here if you have a Matrix Absence (eServices) login.